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The average 30-year fixed mortgage rate is around 5.98% to 5.99% this week, Freddie Mac said Thursday. The percentage is down sharply from 6.8% to 6.9% a year ago and from peaks near 8% in late 2023, per The Wall Street Journal. On a typical loan, that rate drop can cut monthly payments by hundreds of dollars for home buyers.

In its open letter, OpenAI says it will "continue to strengthen" its law enforcement referral protocol. The company said it's working with mental health experts to better assess difficult cases and when conversations cross the line into being a risk.

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